Spacious and impressive 4 Bedroom, 3 Bathroom home with attached 2 Car Garage perfect for a family or those expecting lots of winter visitors. *Built in 2021* Located in a quiet neighborhood in the desirable deed restricted community of DEEP CREEK. NOT in a flood zone. This light and bright home offers an open floor plan with Foyer with transom window and hall closet, separate Dining Room, Great Room, large well appointed Kitchen with Dining Area, Inside Laundry and 37x12 screened Lanai. The Great Room features a vaulted ceiling, luxury vinyl plank flooring, and French doors to the Lanai. The spacious Dining Room has a tray ceiling and lots of natural light through a large window and transom window. The Kitchen offers custom cabinetry with crown molding, tray ceiling, generous counter and cabinet space, large walk in pantry closet, stainless French door refrigerator, microwave, oven/range, disposal, double sink and island with breakfast bar. The Dining Area has a large window overlooking the screened Lanai and Greenbelt. Currently this area is being used as an office. The Inside Laundry has a front loading washer, front loading dryer, shelf, laundry tub and door to the Lanai. The Master Bedroom suite is huge and offers a tray ceiling, two walk in closets and private bathroom with dual sinks, large walk in shower and soaking tub. There are three additional generous sized bedrooms and two additional bathrooms, one with a new beautifully tiled walk in shower and the other with a tub/shower combo. Your living space extends through French doors in the Great Room to the expansive screened lanai with two ceiling fans and greenbelt view and is plumbed for a summer/outdoor kitchen. The backyard is fenced, perfect for your family and pets. This home is only two years old which means the roof, HVAC, appliances, etc are only two years old. Other features include screened front entry, rain gutters, landscaping, high ceilings, hurricane shutters and hurricane garage door. Luxury Vinyl Plank flooring throughout the living areas and carpet in the bedrooms. This home is located about 3 minutes from Deep Creek Golf Club and 10 minutes from shopping, dining, I-75, entertainment. Short drive to medical care, waterfront parks, boat ramps, fishing piers. This is a beautiful home in a great community!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,199 | $479,199 | $479,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $59 | $59 | $59 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,228 | $3,185 | $4,041 |
Total Monthly Payment | $3,379 | $3,336 | $4,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.