Excellent location - this 2BR/2BA first floor condo overlooks the heated pool and is steps to the clubhouse and fitness center. Conveniently located right across from the community grills and outdoor dining pavilion. Oceanside pool and beach walkover are a very short walk. Tennis and shuffleboard courts are nearby. Neutral tile throughout. Open floor plan designed for beach living. White kitchen cabinets. Sold part furnished. (Excluded items listed below) Currently on vacation rental program so immediate income for your investment. Ocean Village Club is an oceanfront complex located in the heart of St Augustine Beach. From this condo, you can walk or bike to coffee shops, great restaurants, grocery stores, shopping, quaint shops and year-round pier activities. This complex offers full amenities including private beach walkover, heated and unheated pools, tennis courts, shuffleboard courts near each pool, fitness room and clubhouse, car wash area and gated entrances. Monthly condo dues include AT&T U-Verse package that includes Wi-Fi, cable, land line with unlimited long distance in the U. S. and Canada as well as including water, sewer, recycling and trash collection. Our complex is located in Flood Zone X and has not experienced storm flooding in any unit. Ocean Village Club is a pet friendly complex that allows owners to have 2 pets with no restriction on size or weight but only restricts "aggressive breeds". Buyer to verify all pertinent information such as room sizes, association information, etc. OVC had a recent special assessment for insurance purposes. Seller to pay any balance of that at closing. **Owners make a 13th payment of $450 towards Reserve Funds due October of each year. Buyer will be responsible for 2025 and all future payments** 3D Tour available at https: //nodalview. com/s/32TLydSKH2se8YqEA0IRuW Excluded items: 2 bookshelves in living/dining area, dining room table, living room end tables, dressers in both bedrooms and end tables in master bedroom. **Brand new HVAC System November 2024 and freshly painted**
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,479 | $2,445 | $3,103 |
Total Monthly Payment | $2,913 | $2,879 | $3,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.