Welcome to Your New Home in Spruce Creek South’s Serene 55+ Community
Nestled within the picturesque, gated 55+ community of Spruce Creek South, this delightful property is a testament to comfortable and convenient living. Offering the perfect blend of relaxation and recreation, this home is a haven for those looking to enjoy their golden years in style.
Exterior and Curb Appeal:
As you approach the property, you’re immediately greeted by the charming exterior. The front yard is adorned with a magnificent magnolia tree and mature landscaping, providing a warm and welcoming atmosphere. The gated community offers security and peace of mind, while a lovely expansive yard offers an element of privacy and ample room to enjoy the beautiful Florida weather.
Interior Highlights:
Step inside to discover a well-maintained interior. The entire house received a NEW ROOF in 2020! Freshly painted walls create a bright and inviting ambiance, ready for you to move in and make it your own. The Redwood model, with its thoughtfully designed layout, features two ample-size bedrooms and two full bathrooms, providing the ideal setting for both comfort and functionality.
Location and Convenience:
One of the standout features of this property is its ideal location. Just a short hop away, you’ll find The Villages, Spanish Springs, a wide range of shopping options, excellent dining venues, and top-notch medical facilities. This proximity ensures you have everything you need within easy reach, making your daily life as convenient as it is enjoyable.
This is your opportunity to embrace the serene lifestyle offered by Spruce Creek South, where you’ll find a vibrant community and a wealth of amenities just a short golf cart ride away. Seize this chance to make this charming property your next home and start living the 55+ community dream. Don’t miss out on the combination of convenience and comfort that this wonderful property has to offer. Your ideal retirement oasis awaits! Two pictures are virtually staged
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Our Executive Mortgage Banker:
Our Insurance Division:
$213,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $170,800 | $170,800 | $170,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,136 | $1,135 | $1,464 |
Total Monthly Payment | $1,467 | $1,466 | $1,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.