WATERFRONT HOME IN A GATED COMMUNITY on Saddlebag Lake, with Golf Cart included……AND BONUS, YOU WILL OWN THE LAND. Enjoy beautiful Panoramic lake views and spectacular sunsets from your screened back Deck. Experience the joy of Fishing and Boating from your own backyard. Moor your boat DIRECTLY outside your own back door - for super convenient access for your Boating and Fishing days and nights.
This Home comes FULLY FURNISHED. Bring your toothbrush and move effortlessly into your Florida Lifestyle. 2 Bedrooms, 2 Bathrooms, Formal Dining Room, Reading Nook, Kitchen, Dining area, Living Room, Landscaped exterior, Paved Pathways, and a Shed/Storage/Golf Cart Garage. NEW Roof Nov 2023. NEW AC July 2022. New Siding, Landscaping, Rain Bird Irrigation, Paver-Pathway, Flooring, Paint, and Appliances. The Low HOA includes water, sewer, trash, swimming pool, security gate, clubhouse, and numerous fun seasonal Community activities and events. Grab this opportunity to belong to an amazing community, UNDER 55s ARE WELCOME, full time, part time, snowbirds, second-home, weekend retreat, investment, Family home, or AIRBNB. Also Short Term Rentals are allowed with No minimum Lease Term. This lovely Waterfront Home is Updated & Move in Ready. Beautiful Furnishings, Designer paint colors and Neutral flooring, further enhance this modern, clean, free-flowing spacious home. You will love the walkability of the Community, and can take your FREE golf cart for a spin to the Swimming Pool, Tennis/Pickle-ball Courts, Shuffleboard Courts, and to the convenient on-site Post Office. Join a multitude of available Social and Sports Clubs, like the Fishing or Gardening Club. Located in Lake Wales Florida, close to Restaurants and Shopping, Bok Tower Gardens, Legoland, and approximately 1 hour to Disney World, Disney Springs, and East Coast Beaches. Enjoy WATER VIEWS and beautiful YEAR ROUND Florida weather, live life at your OWN pace.
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $160 | $160 | $160 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,347 | $1,329 | $1,687 |
Total Monthly Payment | $1,582 | $1,564 | $1,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.