Under construction 3, 388 SF colonial located at WHISPERING OAKS, Cheshire's newest exceptional community of beautifully appointed luxury homes by Lovley Development, Inc. Feel the grandness when you enter the 2-story foyer open to the charming French-paneled formal dining room and bright and beautiful 2-story gas fireplaced great room with windows galore. Enjoy easy access to the patio from the dinette area adjacent to the kitchen, which includes a large center island and walk-in pantry. A private study, play room, and half bath complete the first level. Accessed by a walkway overlooking the great room on the second floor, you'll find the luxurious primary bedroom suite, complete with private double door-entry, a tray ceiling, and 2 large walk-in closets. The en-suite primary bath is one to dream of with a soaking tub, vanity with double sinks, luxe glass-enclosed tiled shower with dual shower heads, and private water closet. 3 secondary bedrooms, convenient located laundry, and full hall bath complete the second level. Additional highlights include mudroom with shiplap and Deacon's bench, board and batten siding, black windows on front of the home, paver brick front walk and patio, and 3 car garage attached garage. Ideally located close to schools, parks & rec, health facilities, shopping, dining, entertainment & major highways. City water, city sewer, and underground utilities. Photos are of similar home with upgrades. Fall 2024 occupancy. Agent related.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Eat-In Kitchen | French Doors,Island,Pantry,Hardwood Floor | Main |
Family Room | 2 Story Window(s),Gas Log Fireplace,Hardwood Floor | Main |
Formal Dining Room | Hardwood Floor | Main |
Full Bath | Double-Sink,Tub w/Shower | Upper |
Half Bath | Tile Floor | Main |
Primary BR Suite | Double-Sink,Full Bath,Stall Shower,Wall/Wall Carpet,Tile Floor | Upper |
Rec/Play Room | Hardwood Floor | Main |
Study | Hardwood Floor | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $791,920 | $791,920 | $791,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,621 | $5,005 | $6,683 |
Total Monthly Payment | $4,713 | $5,097 | $6,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.