One or more photo(s) has been virtually staged. Neat, clean and ready to move in, this corner-lot RidgeGlen 2/2/Den model with a west-facing enclosed lanai is located in gated Davenport 55+ community just 0. 4 miles from High Vista's private clubhouse and amenity center. PRIOR ACCEPTED CONTRACT WAS CONTINGENT UPON THE SALE OF ANOTHER PROPERTY THAT DID NOT CLOSE. Under roof front entry has overhead domed transom window and a full-view storm door that opens to the great room with a 9-11 FT vaulted ceiling. Arched entry leads to a central combination kitchen and family room with 11 FT ceilings and wall of patio doors to the enclosed lanai. Eat-in kitchen has breakfast bar, white cabinets and appliances, closet pantry and bevel-edged laminate countertops. Primary bedroom has cathedral ceiling, full private bath with double sink vanity, soaking tub with separate shower, natural lighting through the glass-block window, linen closet and a 6x6 walk-in closet with scuttle attic access. Split bedroom design offers a cozy guest area with adjacent linen closet and full bath between guest room and den. Corridor access laundry room has washer, dryer and a utility sink with an overhead cabinet. Garage has workbench with pegboard and pull-down ladder access to attic. Roof replaced 2016; HVAC replaced 2020; water heater replaced 2019. Newer smoke detectors. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $220 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,751 | $1,749 | $2,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.