2625 Terra Ceia Bay BOULEVARD, #406, Palmetto, FL, 34221 | $435,000

*Huge $30, 000 Price Reduction! Cover over a years worth of condo fees and insurance costs with this fantastic savings. Plus enjoy peace of mind all year round with impact windows and doors!*

Waterfront retreat at Terra Ceia Bay! This exquisite end unit condo boasts a spacious and well-designed layout with 3 bedrooms and 2 baths, providing both comfort and style. As you step inside, you'll immediately notice the timeless charm of bamboo floors that grace the living spaces, creating an elegant and warm ambiance throughout.

The heart of this home lies in its open-concept living area, perfect for entertaining or relaxing with family and friends. The custom window treatments not only enhance the aesthetic appeal but also allow an abundance of natural light to illuminate the space. Picture yourself unwinding in the cozy living room or enjoying meals in the adjacent dining area, all while taking in the breathtaking water views that surround you.

The culinary enthusiast will appreciate the well-appointed kitchen featuring tile floors, modern appliances, and ample counter space. Whether you're preparing a quick breakfast or hosting a gourmet dinner, this kitchen is as functional as it is beautiful. For those who enjoy al fresco dining, step out onto the enclosed porch, where you can savor your meals while embracing the tranquility of the bay.

The condo also offers practical conveniences, including a dedicated laundry area. The bedrooms are thoughtfully designed, providing a peaceful retreat at the end of the day. The master suite, with its own en-suite bath, ensures a private oasis for relaxation. The second bedroom offers versatile functionality with the added convenience of a Murphy bed, allowing you to optimize the space for various needs.

With its end unit location, you'll enjoy added privacy and the luxury of extra windows, allowing for even more natural light and panoramic views. Imagine waking up to the sight of the sun dancing on the water each morning.

Elevating both safety and energy efficiency, this condo is fortified with new hurricane-rated windows and sliders, providing not only a stylish upgrade but also peace of mind during inclement weather, ensuring your home remains secure and well-protected against the elements.

This Terra Ceia Bay condo is not just a home; it's a lifestyle. Experience the perfect blend of comfort, style, and coastal living. Don't miss the opportunity to make this waterfront haven yours. Schedule a showing today and step into the serenity of Terra Ceia Bay living. This building is now "Smoke Free".

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Elevator(s), Gated, Maintenance, Storage, Trail(s), Vehicle Restrictions, Wheelchair Access
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: THE ESTUARIES II
  • Year Built: 1997
  • Approx Sq. Feet: 1,349
  • Est. Taxes: $3,635
  • Condo Fee: $2,175 Quarterly
  • Lot Desc: Conservation Area, Corner Lot, City Lot
  • View: Trees/Woods, Water
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4589603
  • Days on Market: 308 days
  • Website: https://www.raveis.com
    /prop/A4589603/2625terraceiabayboulevard_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 6:18:00 PM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-758-7777

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2625 Terra Ceia Bay BOULEVARD, #406, Palmetto, FL, 34221

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $303 $303 $303
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,345 $2,313 $2,935
Total Monthly Payment $2,723 $2,691 $3,313

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.