Back on the market, the buyer's financing fell through. BRAND NEW 2023 home has never been lived in and is located in the lovely gated community of Rose Haven, where there is NO CDD. House is currently priced lower than what the builder is selling their spec homes for in this community, and you do not have to wait two years for a house to be built. This is a 2-story home with 4 bedrooms, 3. 5 baths, a formal dining room, along with a separate den/office, complete with French doors. The master suite is on the first floor with a door leading to the covered lanai and has a large walk-in closet with a window to provide lots of natural light. The master bath has a double-sink vanity and quartz countertop that looks like there are flecks of diamonds in it. The pictures do not do justice to this house and all must be seen to be truly appreciated. The kitchen has 42" cabinets with crown molding and GE Energy-Star appliances. The countertops in the kitchen and the powder room are also quartz. There is plenty of space for a breakfast nook in the kitchen. The living room has French doors leading out to the covered lanai, and those come with adjustable blinds enclosed within the glass, which is such a classy upgrade from the typical slider with vertical blinds. The other 3 bedrooms and 2 full baths are located on the second floor along with the loft, which has 2 skylights. The front top bedroom has its own en-suite bathroom while the other 2 bedrooms share a hall bath that also comes with a double vanity with granite countertops. You will have plenty of parking with not only a 2-car garage but also an extra long driveway that could probably fit an additional 4-6 cars. There are two separate Trane air conditioners so that you can adjust the temperature between the first and second floors, and a water softener loop has been pre-plumbed. The house has already been wired for a security system, and the new owner just needs to activate the service. Pest control tubing is also throughout the house. All the exterior block walls have been injected with foam for insulation and sound reduction as well as R38 batt insulation used for the ceilings. Anti-fracture underlayment protection has been put down under all 18" tiles. HOA dues are $123/month and that includes trash pickup, basic cable, and expenses for the pool and front gate. Only a 10-minute drive to get to the Suncoast Parkway which can then take you to all that Tampa Bay has to offer, and just a 20-minute drive to the nearest beach.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,520 | $399,520 | $399,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $62 | $62 | $62 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,692 | $2,655 | $3,369 |
Total Monthly Payment | $2,829 | $2,792 | $3,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.