Welcome to your very own slice of paradise in the Catskills! This meticulously maintained home is nestled on over 18 surveyed acres, surrounded by nature's beauty and offering the ultimate privacy. From the moment you arrive, you'll feel a sense of tranquility as you approach this cozy retreat behind a charming split rail fence. As you explore the property, you'll be captivated by the open meadows and deciduous forest, offering stunning mountain views that will take your breath away. Stroll through beautifully manicured meadows adorned with mature apple and pear trees, adding a touch of natural elegance to your surroundings. But the true magic lies within the enchanting forested area, where trails are carved out, leading you to a serene stream with cascading waterfalls. Let your adventurous side roam free as you enjoy hiking, riding recreational vehicles, or even indulging in a little hunting right in your own backyard. Step inside this Catskill Mountain escape and be greeted by a living room adorned with exposed beams and walls covered in wood, embodying the true essence of rustic charm. Imagine cozy nights by the pellet stove, creating memories with friends and loved ones. But that's not all - an exciting addition awaits you! A 4-season room, currently in the final stages of construction, is a sun-drenched haven surrounded by windows on three sides with windows that can be removed to allow the whisper of a cooling cross breeze on warm nights, and a second stove for warming beside on cool evenings. From here, you can soak in the breathtaking mountain views and embrace the abundant wildlife that roams the property. Outdoor living is a dream come true here. Gather with friends and loved ones under the covered patio, grilling up delicious meals while immersing yourself in the tranquil ambiance of nature. Need a spot to store your toys? Look no further than the tidy detached 22 x 22 garage, equipped with electric. It's perfect for housing your ATVs, snowmobiles, or any other outdoor gear you may have. Imagine waking up every day to the sounds of nature, the smell of fresh air, and the beauty of the Catskills surrounding you. This property offers not just a home, but a lifestyle. Don't miss your chance to own this remarkable retreat - a true gem in the heart of nature. Secure your own piece of paradise today!(2 large storage containers with electric can be purchased with the property for an additional $5, 000)
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,171 | $1,170 | $1,509 |
Total Monthly Payment | $1,246 | $1,245 | $1,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.