HERON'S COVE WATERFRONT--Private and secluded, this spectacular waterfront property has stunning panoramic views from Setauket and Port Jefferson Harbors and the Long Island Sound to Connecticut. Set back from the road near the end of a cul-de-sac, the property offers an expansive backyard setting with private staircase to the beach and jetty. Surrounded by estate landscaping and lighting, this 4887 sq ft residence was constructed in 2012 using only the finest materials along with careful attention to architectural details, including an eyebrow window, high ceiings, millwork featuring multiple layers of mouldings, Loewen hurricane windows and French doors with transoms. Designed for today's "open concept" lifestyle, the public rooms are filled with light and feature foyer with marble floor, built-ins, art frame television, 2 fireplaces, gracious staircase, 2 primary en suites, huge office, Beautiful baths, and state-of-the-art kitchen with Plain and Fancy cabinetry, alba chiara marble countertops, Wolfe stove, 2 Wolfe microwaves, Sub-Zero refrigerator/freezer, 2 dishwashers, ice maker, wine cooler and cofffee station. The Pergola covered patio with outdoor fireplace and kitchen is the perfect setting for gatherings under the sun, moon and stars. Adding geo-thermal heating and cooling, generator and Savant Smart House creates one of Long Island's exceptional properties. A Masterpiece Collection Property. , Additional information: Appearance: PERFECT, Separate Hotwater Heater: YES
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,071,110 | $3,071,110 | $3,071,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.700% | 6.222% | 5.785% |
Monthly Tax Payment | $4,827 | $4,827 | $4,827 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $17,197 | $18,660 | $25,298 |
Total Monthly Payment | $22,149 | $23,612 | $30,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.