LOT 6A Haywood Ruffin ROAD, Saint Cloud, FL, 34771 | $490,000

Under contract-accepting backup offers. HAYWOOD RUFFIN 2. 38 +/- ACRES in the NARCOOSSEE CORRIDOR - BRING YOUR OWN BUILDER OR WE CAN PROVIDE A LIST for this beautiful piece of land. Discover the perfect canvas for your dream home on this remarkable property with an array of impressive features and a prime location, this property offers endless possibilities for residential construction. This vacant land provides ample space to bring your vision to life. Situated in desirable St. Cloud, this property is conveniently located near restaurants, shopping centers, banks, major travel routes, the international airport, train stations, beaches, and popular area attractions. The lot is cleared with a few trees, providing a harmonious blend of open space and natural beauty. It is fenced on three sides, offering privacy and security. Boasting 335 feet of frontage, this land provides an impressive presence and allows for flexible design options. No HOA: Enjoy the freedom to build your dream home without the restrictions of a homeowners' association. Nestled on a cul de sac, this property offers a tranquil setting with minimal traffic. A well and septic system will be required for this residential property sits on a paved street, providing easy access for you and your guests. This land allows for pets, although it is advisable to refer to county zoning guidelines for specific regulations. A survey is available for your convenience, and aerial photos and virtual walking tours are accessible for a comprehensive view of the property.
Considerations: Please be aware of the zoning guidelines and restrictions associated with the land. Familiarize yourself with any applicable deed restrictions to ensure a smooth building process.
Bring your own builder or let us assist you with a list of local custom builders who can help turn your dream home into a reality. Don't miss out on this exceptional opportunity to create a personalized sanctuary in the heart of St. Cloud, Florida.
Contact us today to begin your journey toward owning this remarkable piece of land.

Features

  • Lot Size: 282 x 61 x 703 x 263 x 200
  • Lot Desc: Buildable, Cul-De-Sac, In County, Level, Near Marina, Oversized Lot
  • Pet Policy: Yes
  • MLS#: S5095553
  • Days on Market: 115 days
  • Website: https://www.raveis.com
    /prop/S5095553/lot6ahaywoodruffinroad_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 3:54:38 AM)
Listing courtesy of EAST PARK REALTY LLC   Phone: 321-624-5780

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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LOT 6A Haywood Ruffin ROAD, Saint Cloud, FL, 34771

$490,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $392,000 $392,000 $392,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,608 $2,605 $3,306
Total Monthly Payment $2,683 $2,680 $3,381

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.