Surrounded by tropical landscaping, this classic waterfront 3-bedroom, 2-bathroom home is beautifully positioned on Amberjack Creek. A split floor plan offers privacy on both sides of the house. The kitchen is updated with solid wood cabinets and granite counters with a peninsula open to the dining room.
The house has many upgrades and features such as a 50 amp RV connection along with a new 200 amp electrical entrance and a solar array that will be paid in full at closing. With a metal roof and upgraded insulation you will enjoy security and energy savings.
Enjoy a quiet oasis with access to the water in your own backyard. Bordered by the creek with wild mangroves on the opposite shore you will see an abundance of wildlife. There is ample room for a pool. Though it feels secluded you also have the convenience of the local post office, grocery store, bank, and pizza parlor in close proximity.
The dock features composite decking and is on Amberjack Creek, a tidal inlet creek, which provides shallow-draft access to the Gulf of Mexico. Fish from the dock or watch for the sandhill cranes, manatees, and leaping mullet. This is an ideal place to launch canoes and kayaks or a small motorboat. It takes about 20 minutes by boat at "no wake" speeds down the tidal creek through mangrove mazes to the turquoise blue waters of Gasparilla Sound and an additional 5 minutes from there to Gasparilla Pass.
The greater Placida area offers miles of sandy beaches, world class fishing, year round golfing, and many parks and recreation areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$794,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $635,200 | $635,200 | $635,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,279 | $4,222 | $5,357 |
Total Monthly Payment | $4,795 | $4,738 | $5,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.