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22345 NE 108th Avenue ROAD, Fort Mc Coy, FL, 32134 | $395,000
Spring fed, clear water Island Lake home features large windows w/picturesque views of the lake as well as gorgeous sunrises. This 3 bedroom, 2 bath home includes 2, 296 square feet and was originally built in 1967. The lot is almost . 5 acres (21, 780 square feet) and has 100 feet of lake frontage. This property would be perfect as a primary residence or VRBO opportunity. The split open floor plan allows easy flow from living room, kitchen, and great room. The main bedroom is spacious with a large en suite bathroom. Two other bedrooms overlook the lake. Another flexible space could be a bunk room or office. The expansive laundry area has ample space for an extra refrigerator and freezer, or it could easily be transformed into another bathroom. The immense fenced yard includes a circular drive, attached carport/front porch seating area, 300 square foot storage building, 12’ x 16’ utility shed/workshop and a covered cabana that overlooks the lake. Recent improvements include a new roof, interior and exterior painting, new refrigerator and two new hot water heaters. This unique setting is close to Ft. McCoy, Orange Springs, Citra, Silver Springs, and Ocala. You or your renters could enjoy fishing, watersports (boating, skiing, tubing, wake surfing, etc. ), canoeing, kayaking, paddle boarding, and hiking here and nearby.
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 100 x 219
- Year Built: 1967
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,296
- Acreage: 0.5
- Lot Size: 100 x 219
- Est. Taxes: $2,459
- Lot Desc: Cleared, In County, Level
- Elem. School: Fort McCoy School (K-8)
- Middle School: Fort King Middle School
- High School: North Marion High School
- Appliances: Dishwasher, Range, Refrigerator
- MLS#: OM668752
- Days on Market: 315 days
- Website: https://www.raveis.com
/prop/OM668752/22345ne108thavenueroad_fortmccoy_fl?source=qrflyer
Listing courtesy of AMERICAN LANDMARK REAL ESTATE Phone: 352-622-2993
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22345 NE 108th Avenue ROAD, Fort Mc Coy, FL, 32134
$395,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $205 | $205 | $205 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,665 |
| Total Monthly Payment | $2,436 | $2,380 | $2,945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388