Located on highly sought after S. Peninsula Drive this home is a short walk to the Halifax River and to beautiful Daytona Beach. With a large corner lot and circular driveway it is the perfect spot to store your toys, so bring the RV, boat, jet skis, etc. and still have room for all the family vehicles. Inside you will find many new updates - hot water heater, full filtration system, wiring and electrical panel, plumbing, and a beautiful kitchen with an oversized farm sink, granite countertops and pull-out cabinets making storage super easy and convenient, all completed in 2022! The roof was installed in 2015 and has a 30 year warranty. The oversized laundry room offers a ton of storage with the home's original 1950's knotty pine cabinets. There are 3 spacious bedrooms with cedar lined closets! The home has beautiful refurbished 2013 hardwood floors and solid waterproof laminate flooring. Enjoy wasting the mornings or evenings away on the screened and tiled back lanai or catch the sun on the paved patio. There is a utility workshop off of the patio as well as 2 new garden storage sheds with room behind for your garden filled with vegetables and spices and fruits. The surrounding area has a ton of charm, shopping, supermarkets, locally owned shops, restaurants and a drivable beach. To the north check out the no drive Flagler Beach and historic St. Augustine. To the south quaint and charming New Smyrna Beach and Cape Canaveral where you can catch a rocket launch. Florida's Funcoast living awaits YOU!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,762 | $2,694 | $3,402 |
Total Monthly Payment | $2,837 | $2,769 | $3,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.