MOTIVATED SELLER. . . NO HOA! NO STORM DAMAGE IN 58 YEARS OF OWNERSHIP! Looking for a home w large workshop & enclosed garage large enough for RV & boat in centrally located residential neighborhood? This is it! Located in South Daytona, convenient to so many area attractions, beaches, boat ramps, parks, the speedway, airport & so much more. Close to shopping, schools, restaurants, banking, places of worship, medical offices. This sturdy block home has been meticulously maintained by its current owner of 58 years. Power outage? No problem! The emergency generator powers the entire home, except the water heater. This fenced 2B 1B home boasts gorgeous Terrazzo floors & a large family room that could serve as a 3rd bedroom. The inside laundry/utility room off this space could accommodate a 2nd bathroom. Relax in the beautiful backyard among the tropical plants & tranquil fish pond. Check out this rare gem which may be your perfect place to call home.
Storm-rated windows 2022
Roof 2016
Electrical panel 2020
Entire house re-plumbed ~2014
AC 2012 with UV light
Water heater ~2012
Refrigerator 3 years old
Shallow well for irrigation
Average monthly electric bill $60-$70
Average monthly water/sewer/trash bill $75 ;Water: City
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,541 | $1,956 |
Total Monthly Payment | $1,618 | $1,616 | $2,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.