Welcome to your chance to own rather than rent! This co-op listing in Yonkers, New York, offers a wonderful opportunity to invest in a move-in-ready, clean, bright, and spacious 2-bedroom apartment. Nestled in a highly desirable area of Yonkers, this first-floor gem awaits your presence. As you step inside, you're greeted by a generous foyer/entry space, leading to an inviting eat-in kitchen and a large living room. Ample closets throughout the apartment provide convenient storage solutions, ensuring a clutter-free living space. The building features a modern on-premises laundry room for added convenience. What makes this opportunity even more enticing is that heat, water, and taxes are all included in the HOA, providing you with a hassle-free living experience. Take advantage of the STAR discount program to maximize your benefits. This well-maintained building is situated in a fantastic location with easy street parking. Additionally, building parking is available (waiting list) for those seeking additional convenience for an extra cost. The commuting possibilities are exceptional, with easy access to MetroNorth (just 30 minutes to Grand Central) and the 2 train. Effortless connections to the Bronx River Parkway and the Major Deegan enhance the convenience of your daily travels. Enjoy proximity to popular shops and restaurants, including the Cross County Shopping Center and Ridge Hill. Make your dream of homeownership a reality in this commuter's dream location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,181 |
Total Monthly Payment | $1,006 | $1,005 | $1,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.