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Under contract-accepting backup offers. Short Sale. Back on Market - Financing fell through. PALMETTO PARADISE! Palmetto Point has been a boater's dream community for years! NO FLOOD INSURANCE REQUIRED! This home is for the discerning buyer. The improvements made show pride of ownership and the intent to make it a forever home. The home went full solar in 2021 at a cost of $24, 000, including a solar water heater. This dropped the electric bill to around $35 per month. In 2022, it got all new impact windows for $12, 000. The roof was replaced in 2019 and the HVAC in 2021. All of the big-ticket items are done and the interior just received a new coat of paint. It's move-in ready. All you need to bring is your imagination. Skip the overcrowded public boat ramps and enjoy your own private boat ramp just around the corner. You'll be in the great fishing waters of Terra Ceia Bay or the Skyway Bridge in minutes. High-volume ceilings with an open floor plan. His and Hers closets in the master bedroom with a large walk-in closet. The huge screened lanai is 28 x 10. 5 feet and finished in beautiful Saltillo tie. The double lot fenced-in backyard is great for pets and has plenty of room for your boat and RV. If you like to tinker, enjoy the lighted outdoor workshop with a workbench, windows, and electrical outlets. The large 2-car garage, and double driveway plus 2 extra concrete parking pads give plenty of room for guests or extended family. No deed restrictions and low optional HOA membership. Palmetto Point offers a clubhouse that can be reserved, a fishing pier, a boat ramp, and a park. It's also golf cart-friendly and hosts an annual golf cart Christmas Parade. This strategically located community is about 20 minutes from Anna Maria Island and convenient to St. Pete, Tampa, and Sarasota. For Voluntary HOA info: https: //palmettopointcivicassoc. com/membership/ Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,888 | $2,435 |
Total Monthly Payment | $1,983 | $1,982 | $2,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.