Excellent value on this spacious 5 bed, 3 bath pool home in the desirable Admiral Pointe community with deeded lake access to Starke Lake & Lake Olympia. The home has a great floor plan-main living areas overlook the pool and brick paver patio area. The master suite has direct access to the pool as well as an additional bedroom that could serve as an office or nursery. Two additional bedrooms and a bathroom are just off the kitchen. Kitchen has lots of counter space and Frigidaire professional appliances center island and breakfast bar. The family room has attractive built-ins for your entertainment equipment and decor, and includes Niches, built ins, crown molding and surround sound prewire are just a few details that make this home stand out from the rest. On the second floor, you have the fifth bedroom and a full bath-perfect as a secondary master, guest suite or game room. Pool is solar heated, and has luxury features such as waterfalls and multi-color mood lighting with remote control. Admiral Pointe residents have private (gated) boat ramp/dock with access to Starke Lake AND Lake Olympia, as well as a community playground. In addition to boating, it's a great place to do a little fishing or just take in the beautiful sunsets. Close to dining, shopping, and major roadways! Home shows very nicely, both inside and out. Come see all this beauty has to offer! Owners have numerous recent updates, Roof 2019, A/C inside 2022, aluminum fenced yard with two gates 2022, Vivint Security System 2019, all 3 shower valves 2023, new floors living, dining and master bedroom 2019, stove 2022, microwave 2021, Hot water heater 2019, pool pump 2023.
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$570,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $456,000 | $456,000 | $456,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,111 | $3,031 | $3,846 |
Total Monthly Payment | $3,575 | $3,495 | $4,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.