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4000 Bal Harbor, #425, Punta Gorda, FL, 33950 | $3,200
Seasonal 3 month rental for 2025 (JAN, FEB 2 mos) $3200+12% tax and a $3500 refundable sec dep. This waterfront condo boasts 2 bedroom and 2 full baths at the lovely Spinnaker Point. Get out of the cold this winter and enjoy a tropical comfortable condo in the desirable Punta Gorda Isles, this home has comfort, light and bright water views from the lanai and primary bedroom. This 2nd floor beauty has views of the sailboat canal. The open floorplan has a large 65"TV and a TV in the primary suite. There is a king bed, queen bed and bunkbeds for your visiting guests. The kitchen is well equipped and all you have to do is bring your suitcases. The community is very friendly and there is a tennis court and swimming pool. Utilities are included, please call about other fees and rental terms. This will not last long as this is the perfect time for you to escape the north! Punta Gorda and Port Charlotte where you can enjoy the shores of Charlotte Harbor with its spectacular sunset views, incredible boating, sailing and fishing, a fabulous Downtown quaint Punta Gorda with its' variety of restaurants and shopping, several golf courses, the Pickle Plex and easy access to US-41 and I-75. It's home to many events including a Saturday Farmer's Market, wine walks, art fairs, boat tours, convenient to the Punta Gorda airport, and has 18 miles of bike and pedestrian trails connecting the city.
Features
- Type: Condominium
- Amenities: Tennis Court(s)
- Bedrooms: 2
- Baths: 2 full
- Year Built: 1989
- Garage: Driveway, None
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,092
- View: Water
- Elem. School: Sallie Jones Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pet Policy: No
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Lease Terms: Short Term Lease
- MLS#: C674803
- Days on Market: 4935 days
- Website: https://www.raveis.com
/prop/C674803/4000balharbor_puntagorda_fl?source=qrflyer
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE Phone: 941-637-6116
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4000 Bal Harbor, #425, Punta Gorda, FL, 33950
$3,200
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $2,560 | $2,560 | $2,560 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $18 | $17 | $22 |
| Total Monthly Payment | $93 | $92 | $97 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388