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406 Winterside DRIVE, Apollo Beach, FL, 33572 | $395,000
****** MOTIVATED SELLER ******* Check out this adorable keywest style single-story bungalow in the Bay Breeze Community of MiraBay, Apollo Beach, Florida. With many homes affected by the devastation of Hurricane Helene, unlike many neighborhoods that faced flooding, the Mirabay Community is built at elevated heights, and all homes have remained high and dry. With its strategic design and flood-resilient location, Mirabay continues to provide peace of mind and protection, making it a standout choice for homeowners.
This Westbay built 1, 766 square foot home has 3 bedrooms and 2 bathrooms. The kitchen's got everything you need - granite counters, a gas stove, a big hood, lots of beautiful wood cabinets, a big island with more storage, and stainless steel appliances, including a new microwave. There's also a handy extra large walk-in pantry.
The house has Montauk engineered hardwood floors, and we're throwing in extra flooring if you need it. There's a water softener system and a UV light air duct system to keep things comfy. The family room is all set up for surround sound, and there are top-notch ceiling fans in the main areas.
We've just put in new, comfy carpet in the bedrooms and a fresh backsplash in the kitchen. There's also a new water heater. Outside, there's a path made of pavers from the driveway to the back patio and a separate 2-car garage with openers. The windows have custom plantation shutters, and the house is set up with smart home tech.
The HOA fee covers your water bill (inside and out) and lawn care including fertilizing and weed control. They're even planning to upgrade the landscaping soon. The house has hurricane shutters for extra safety.
Living here means you get to use all the cool stuff in Mira Bay, like walking trails, a spa, 2 pools, one with a big slide, a clubhouse, a gym, café, lounge, tennis and pickleball courts, basketball courts, playgrounds, and even kayaks and canoes.
The location is great, close to MacDill, I-75, beaches, and Tampa Bay. It's a peaceful spot in a gated community, but still near everything you need.
Come see it for yourself! We do private showings and virtual tours. Just remember, MiraBay is gated, so you'll need to show ID to get in.
Features
- Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Tennis Court(s)
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 2014
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,766
- Acreage: 0.11
- Est. Taxes: $7,912
- HOA Fee: $310 Monthly
- Pet Policy: Yes
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Tankless Water Heater, Washer
- MLS#: T3492491
- Days on Market: 379 days
- Website: https://www.raveis.com
/prop/T3492491/406wintersidedrive_apollobeach_fl?source=qrflyer
Listing courtesy of ALIGN RIGHT REALTY SOUTH SHORE Phone: 813-645-4663
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
406 Winterside DRIVE, Apollo Beach, FL, 33572
$395,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
| Monthly Tax Payment | $659 | $659 | $659 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,076 | $2,100 | $2,665 |
| Total Monthly Payment | $2,810 | $2,834 | $3,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388