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530 534 River Street, Woonsocket, RI, 02895 | $369,900
2 Buildings included in this sale!! City has the occupancy as 3 units/mixed use space. 534 River St- (Gray Building) offers a total of 2, 235 Sq Ft, fully rented with tenants, updated first floor: 1 bed, 1 bath, new updated eat-in kitchen with white shaker cabinets and a living room with built-ins - 2nd unit is a Townhouse style offering 3 bedrooms with a possible 4 bedroom, 1 bath, new updated eat-in kitchen, living room, extra possible bedroom or home office space.
The Roof(s) on both buildings 2024, vinyl sided, replacement windows, rear decks. The 2 family offers 2 separate heating systems, 2 separate electrical panels, storage in basement and coin-ops for tenants.
530 River, ( White building) offers a total of 1, 804 sq ft and is currently being rented as dry storage. Parking is located in the rear of the building for 3-4 vehicles, and 2 spaces on the right side of building. Annual figures: Insurance $1400, Water $200, Sewer $840, Electric $1100 and Gas $22000. Cash, or Private Lending only
Features
- Amenities: Highway Access,Near Schools,Restaurant,Shopping,Sidewalks
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full
- Units: 3
- Laundry: Common Area
- Year Built: 1910
- Garage: No Garage
- Heating: Baseboard,Gas,Hot Water
- Cooling: None
- Basement: Full,Unfinished,Walk-Out Access
- Acreage: 0.05
- Est. Taxes: $2,920
- Appliances: Gas Water Heater,Oven,Range,Refrigerator
- MLS#: 1350208
- Website: https://www.raveis.com
/prop/1350208/530534riverstreet_woonsocket_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
530 534 River Street, Woonsocket, RI, 02895
$369,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $243 | $243 | $243 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,994 | $1,967 | $2,496 |
| Total Monthly Payment | $2,312 | $2,285 | $2,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB