ENJOY MAINTENANCE-FREE LIVING IN A STANDALONE FURNISHED VILLA WITH NO SHARED WALLS, surrounded by lush tropical landscaping & move-in ready. Beautifully remodeled villa boasts 2024 exterior paint, 2023 roof, private attached carport, charming bay window, secure storage, & paver patio. Experience the best of both worlds in THIS villa in THIS bay front community where it’s active & fun! STEP INSIDE THIS LOVELY VILLA, designed with an open concept for modern living. The split bedroom floor plan offers generously sized rooms & ample storage options. Throughout the villa, you'll appreciate the gleaming high-end laminate floors with 5” baseboards, woven-wood shades, breezy ceiling fans, & designer paint. THE KITCHEN IS A JOY to cook in, featuring two-tone shaker-style wood cabinetry with soft-close, slide-out shelving, banks of drawers, a recycle center, & organizational features. Beautiful bamboo counters complement the tray ceiling with uplighting. A complete appliance suite, including a convection oven & new refrigerator, along with a new sink with a gooseneck faucet & a breakfast bar, make this kitchen both functional & stylish. Additional pantry space ensures you have all the storage you need. THE LARGE LIVING/DINING room combination offers flexibility for furniture placement, whether you're enjoying a delicious meal, engaging in great conversation, or reading a good book. THE PRIMARY BEDROOM, currently utilized as a den & flex space for overnight guests, features a bay window overlooking the back garden. The updated ensuite bathroom includes a walk-in shower with safety bars, & the walk-in closet houses a laundry center. Pull-down attic stairs lead to a partially floored attic, providing endless storage options. THE SPACIOUS secondary bedroom, privately situated up front, boasts a full wall of closet space with organizers to maximize storage. The adjacent bathroom is tastefully updated with a pedestal sink, wall cabinetry, & a tub/shower combo. VILLA INCLUDES: concrete block construction, front & back door retractable screens, solar/privacy film, a 2019 water heater, a drip irrigation system for landscaping, & the inclusion of some small appliances & quality furnishings. Stylish track lighting, recessed lighting, gutters & downspouts, & 3rd nail-in roof wall connectors add to the list of desirable features. Cabinet & bedroom doors can be re-installed. COMMUNITY FEATURES: remodeled clubhouse with banquet room, billiards, ping-pong, library & game room, lakeside veranda; boat docks; heated pool; tennis, pickleball, shuffleboard, & bocce ball; spa; sauna; workshop; chip & putting green; walking paths; butterfly garden; bay front park; kayak launch & storage; bayside pavilion; lakeside gazebo; bird sanctuary; tidal pond; many ponds & spacious grounds of nearly 90 acres teaming with wonderful Florida wildlife; plus many activities & socials! Have it all just minutes by car, boat & bike from Anna Maria Island’s sugar white sandy beaches, unique shops, & delicious dining. Start living like you're on vacation. DUES COVER: water; sewer; trash; recycle; pest control; cable 200 channels with HD box; internet with router; exterior maintenance repairs/replacement; landscape maintenance. MAKE THIS VILLA YOUR HOME in paradise! Mt Vernon is a pet-free community, but service animals are welcome with proper documentation, ask for form. Don't wait to renovate. Have it all now!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $214,400 | $214,400 | $214,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,426 | $1,425 | $1,838 |
Total Monthly Payment | $1,663 | $1,662 | $2,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.