21 Ripcord LANE, Palm Coast, FL, 32164 | $337,900

Under contract-accepting backup offers. Welcome to your new home, a meticulously crafted single-story residence in the coveted ''R'' area. This home, with concrete block construction, offers both durability and timeless charm. Recent upgrades include a newer roof, air conditioning system, insulated garage door, new windows, and blown-in insulation, ensuring not only aesthetic appeal but also energy efficiency and comfort. As you step onto the property, you're greeted by an oversized fenced lot that provides an abundance of privacy and space. The screened-in garage, front porch, and back patio beckon you to enjoy the tranquility of your surroundings. Step inside to discover a thoughtfully designed split floor plan, ensuring a perfect balance of privacy and shared spaces. The owner's suite occupies its own wing, creating a secluded retreat complete with all the comforts you desire. The interior is adorned with a spacious kitchen featuring a dedicated dining area, making mealtime a delightful experience. The living room, with its vaulted ceilings, invites relaxation and offers a perfect gathering space for family and friends. But the true allure of this home lies in its outdoor amenities. A meticulously designed backyard features a back porch, a paver walkway leading to a cozy fire pit, and an above-ground pool (8x16x42''). Picture yourself unwinding in this enchanting space, enjoying the warmth of the fire or taking a refreshing dip in the pool. Practical additions include an equipment shed, ensuring your tools and pool maintenance equipment are neatly organized. As a generous gesture, the seller is including a one-year home warranty, providing you with added peace of mind. This property is not just a home; it's a lifestyle. Seize the opportunity to own this charming residence with its unique combination of indoor comfort and outdoor paradise. Schedule a showing today and make this dream home yours!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,882
  • Acreage: 0.23
  • Est. Taxes: $2,196
  • Pool: Above Ground
  • Appliances: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: O6106295
  • Days on Market: 482 days
  • Website: https://www.raveis.com
    /prop/O6106295/21ripcordlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/2/2024 5:29:22 AM)
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE   Phone: 770-733-2596

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21 Ripcord LANE, Palm Coast, FL, 32164

$337,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $270,320 $270,320 $270,320
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.439% 6.273% 5.268%
Monthly Tax Payment $183 $183 $183
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,686 $1,642 $1,124,081
Total Monthly Payment $1,944 $1,900 $1,124,339

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.