This beach cottage style home is a fantastic opportunity for someone looking to live in a coastal setting. Here you can enjoy the vacation-like lifestyle every day. Ready for quick occupancy, this adorable home is being sold turn-key with high-end furnishings means you can move right in without the need to purchase additional furniture and décor.
The large, enclosed lanai offers a relaxed and tranquil living space – perfect for entertaining. As you enter the light-and-bright living room, you’ll appreciate the beautiful laminate flooring which flows to the dining area. A well-equipped kitchen with pantry allows for easy meal preparation. Both bedrooms are separated by a generously sized bathroom with tub and wide double-sink.
Ample storage is available, including both a shed and a separate workshop with electric. This is a valuable feature for those who require extra space for belongings or hobbies.
Oak Grove is a highly desirable 55+, co-op community which offers a heated pool for relaxation plus an active clubhouse for social events. Grounds maintenance is also included in the low monthly fee of $130. Located only 4 miles from Manasota Beach is a major highlight. Residents can easily spend their days enjoying the sun, sand, and sea. Call today to schedule your private tour. **Cash sale only**
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $107,920 | $107,920 | $107,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $727 | $717 | $910 |
Total Monthly Payment | $898 | $888 | $1,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.