18602 Ayrshire CIRCLE, Port Charlotte, FL, 33948 | $539,000

One or more photo(s) has been virtually staged. Appraised at $665, 000 in April 2024 - A beautiful home with EQUITY!!! Welcome to your waterfront PARADISE!!! SAILBOAT ACCESS - Saltwater POOL HOME WITH 132 FEET OF WATER FRONTAGE and two docks (30 ft & 20ft with power) and 12, 000 boat lift and two piling for a sailboat.

This immaculate 3-bedroom, 2-bathroom home is a boater's dream, offering the perfect blend of luxury living and nautical adventure, located about 20 minutes to open water of Charlotte Harbor.


As you step through the front door, you are greeted by a spacious and inviting living area, bathed in natural light from large windows that showcase stunning water views. This floor plan seamlessly connects the living room to the well-appointed kitchen, complete with stainless steel appliances and ample counter space.
The master bedroom is a retreat in itself, featuring water views, a walk-in closet, and an en-suite bathroom with a walk in shower. Two additional bedrooms on other side of home provide comfortable accommodations for family or guests, ensuring privacy and everyone enjoys the coastal lifestyle.
Step outside to your private oasis, where a screened-in pool beckons for refreshing dips on warm Florida days. The expansive patio area is perfect for entertaining.
With this western exposure home, you can sit in your lanai or fish from your boat dock and watch the most beautiful sunsets Florida has to offer.

Additional features of this waterfront gem include a two-car garage, lush landscaping, and the convenience of being located to local amenities, dining, and entertainment,

Don't miss the opportunity to make this your own. Schedule a showing today and embark on a new chapter of waterfront living in Port Charlotte! This home has a new hot water heater, water treatment system, and a roof less than 1 year old

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1987
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,777
  • Acreage: 0.33
  • Est. Taxes: $8,230
  • View: Pool, Water
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Cooktop, Disposal, Microwave, Range, Refrigerator
  • MLS#: C7485693
  • Days on Market: 294 days
  • Website: https://www.raveis.com
    /prop/C7485693/18602ayrshirecircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 8:08:51 PM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18602 Ayrshire CIRCLE, Port Charlotte, FL, 33948

$539,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,200 $431,200 $431,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $686 $686 $686
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,942 $2,866 $3,636
Total Monthly Payment $3,720 $3,644 $4,414

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.