Resident owned - No Lot rental fee – Discover this hidden gem 55+ Waterfront Gated Community in the sought-after location of South Tampa right on Tampa Bay at the most affordable price in the current market. Fun-filled and friendship-filled living, come and visit this affordable home within steps of the water in the sunshine state of Florida and STUNNING GORGEOUS Sunsets at the point. Look no further; here is a well-maintained property, one bedroom with a step-in shower. This home has a large carport. The owner has replaced all the windows with double panes with interior shutters. Newer metal roof from 2011. Newer a/c unit 5 years old approx. Plumbing and electrical updated. Move-in ready! The house has laminated flooring in all areas (no carpets here), the sub-floor was done, and a nice-sized kitchen with all-white appliances, including a range, refrigerator, and microwave. The layout is ideal and convenient, with many storage cabinets all around. So much natural light flows into the home. Convenient shed for extra storage. Laundry room with stacked washer/dryer! and extra space for storage. This mobile home feels like a single-family home—a good-sized lot adorned by mature trees and a carport with space for two cars. Water, sewer, and trash are INCLUDED in the low monthly maintenance fee of $301. Regency Cove is a hidden Gem in South Tampa! Amenities include a heated pool, hot tub, recreation room, fitness room, clubhouse, billiards, covered and uncovered shuffleboard, fishing pier, waterfront picnic pavilions, community fire pit with several options for barbecuing, bay front walkways for strolling with spectacular open bay views & boat access. Boat slips are available for rent (upon availability), as well as RV/trailer/boat storage. There are plenty of activities to keep you busy or watch the serene sunset over the water in a beautifully well-maintained neighborhood. Great location with easy access to Downtown Tampa, St. Pete, Clearwater, world-renowned Beaches like Clearwater & St. Pete Beaches, airports, shopping, supermarkets/pharmacies, Hyde Park, Bayshore, Westshore, International Mall, and restaurants. If you have health concerns, you are less than 15 minutes from Tampa’s only trauma 1 hospital, Tampa General Hospital. Also, parks and MacDill Air Force Base. Ideal property for those who want to flee the cold and snow to ENJOY THE FLORIDA SUNSHINE. Do not miss your chance to own a PIECE OF PARADISE! Call today for a private showing and discover this HIDDEN GEM in South Tampa on the Bay. (No Lot rental fee, resident-owned community). HABLO ESPAÑOL!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $107,920 | $107,920 | $107,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $93 | $93 | $93 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $727 | $717 | $910 |
Total Monthly Payment | $895 | $885 | $1,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.