197 Willow Creek Estates Drive, Southbury, CT, 06488 | $295,000

Nestled within the esteemed Willow Creek Estates, 197 Willow Creek Estates Drive (Lot 9) stands as an embodiment of exclusivity in Southbury's sole Gated Community! The "Village at Willow Creek" comprises five lots, with two already sold. Lots 9, 10, and 11 boast even greater seclusion, with its private road branching off the cul-de-sac. This stunning corner lot spans 1. 15 acres, offering an unparalleled level of privacy. With no neighbors behind, the property is bordered by expansive open space from both the Town of Southbury and Willow Creek. The exclusivity of our community is reinforced by our private gate, providing not only security but also a heightened sense of privacy. Every vehicle passing through this gateway is a resident of this extraordinary, upscale community, ensuring a tranquil and secure living environment. Represented by an Agent/Owner, this exceptional opportunity awaits to transform your vision into reality.

Features

  • Amenities: Golf Course,Health Club,Park,Playground/Tot Lot,Pool,Tennis Courts
  • Zoning: Res
  • Frontage: Paved Road
  • HOA Fee: $89 Monthly
  • Lot Desc: On Cul-De-Sac,Additional Land Avail.
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Per Board of Ed
  • MLS#: 170612531
  • Days on Market: 336 days
  • Website: https://www.raveis.com
    /prop/170612531/197willowcreekestatesdrive_southbury_ct?source=qrflyer
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Listing courtesy of Brown Harris Stevens

William Raveis Family of Services

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Customer Service

888.699.8876

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Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12578

203.520.1925

Laurie.Berger@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
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197 Willow Creek Estates Drive, Southbury, CT, 06488

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Laurie Berger

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.520.1925

Laurie.Berger@raveis.com

NMLS Mortgage Loan Originator ID 12578

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,570 $1,569 $2,024
Total Monthly Payment $1,645 $1,644 $2,099

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.