This home is in FLOOD ZONE X, meaning it's not in a designated flood zone, providing added peace of mind. Additionally, it remained unaffected by flooding during Hurricane Helene. ----- Welcome to your Maintenance-free home in Gulfwinds! This beautiful villa invites you to experience the epitome of hassle-free living. Boasting 3 bedrooms, 2 bathrooms, and a spacious office/den, this move-in-ready home provides all the space your growing family needs.
The open floor plan creates an inviting atmosphere, making entertaining a breeze. The kitchen has solid wood cabinets and stainless-steel appliances seamlessly flowing into the dining and great rooms. Luxurious touches abound, featuring a mix of luxury vinyl and ceramic tile flooring throughout the house. Retreat to the expansive primary bedroom, complete with an ensuite bath with a separate shower, garden tub, dual sinks, and a generously sized walk-in closet. The additional bedrooms offer the convenience and privacy of a split floorplan. Unwind in your private back screened-in porch and new outdoor extended paver area. Convenience is key with the attached 2-car oversize garage, ensuring ample space for your vehicles. Located in the highly sought-after community of Gulfwinds, residents enjoy access to a large community swimming pool for family enjoyment. Explore the advantages of this excellent location, situated on the border of Tarpon Springs. This villa grants swift access to Gulf Beaches and parks, presenting limitless possibilities for outdoor recreation. Additionally, within a few miles of your villa, you'll find restaurants, shopping centers, and more. Don't miss the opportunity to make this Gulfwinds residence your home, where comfort, style, and a vibrant community awaits.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$394,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,600 | $315,600 | $315,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $2,098 | $2,662 |
Total Monthly Payment | $2,360 | $2,358 | $2,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.