SELLER MOTIVATED! ***FURNISHED*** Miriam III model ERNIE WHITE BUILT HOME that is practically BRAND NEW. This home features soaring ceilings, crown molding, insulated double pane windows, and beautiful TILE FLOORS throughout ALL living spaces. The GREAT ROOM is the hub of the home and opens to the kitchen and dining areas. The OPEN kitchen boasts solid wood cabinets, QUARTZ counters, Whirlpool appliances, closet pantry, and oversized breakfast bar. The primary suite features plenty of space, a HUGE walk in closet, and glamour bath with DUAL SINKS and walk-in shower. Guests have their own private space with a split plan including a spacious bedroom and bath. The large office with FRENCH DOORS offers a great space for work, crafts or even as a 3rd bedroom if needed. The inside laundry includes front load GE WASHER/DRYER, laundry sink, extra storage plus hanging space to dry clothes. The SCREENED LANAI off the back of the home is a perfect place to BBQ and entertain family and friends. The 3 CAR GARAGE with EPOXY coated floors offers plenty of space for vehicles, a golf cart, tools, and more. This home is in the 55+ premier gated community of LAKE JAMES located in Lakeland and about 4 miles from Interstate 4, it is conveniently located near shopping, grocery stores and plenty of great restaurants. The RESORT STYLE amenities feature a beautiful CLUBHOUSE heated community pool, fitness center, 8-acre lake, walking trails, and bocce ball court. The monthly fees include lawn maintenance, edging, basic cable, and internet. Lake James is perfectly located to all that Central Florida has to offer. Make your appointment to see today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $3,107 | $3,104 | $3,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.