2230 Indian Key DRIVE, Holiday, FL, 34691 | $425,000

$25K PRICE IMPROVEMENT & NEW ROOF!!!. . . . . . IN FEMA ZONE X. . . . . NO DAMAGE OR FLOODING IN HURRICANES HELENE OR MILTON. . . Nestled in the prestigious gated community of Key Vista in Holiday, Florida, this exquisite 3BR/2BA home is a perfect blend of luxury, comfort, and convenience. Spanning 1, 750 sq ft on a peaceful cul-de-sac, it backs up to an area with no rear neighbors, offering unparalleled privacy and serenity. The home’s elegant interior features high ceilings, fresh paint, and new flooring, including deluxe vinyl plank laminate and plush carpet. The heart of this haven is its beautiful kitchen with solid surface counters, wood cabinets, and modern stainless appliances, seamlessly flowing into the centrally located family room - an ideal space for entertaining. Adjacent to the family room is a versatile bonus area, perfect as a den or office, enhancing the home’s functional elegance. Adding to its allure, the property features a formal separate dining room, offering a sophisticated space for gatherings. The luxurious master suite is a tranquil retreat, boasting dual sinks, a separate shower, and a garden tub for the ultimate relaxation experience. The screened, covered patio provides a serene outdoor setting for leisure or entertainment. Situated in FEMA Flood Zone X, the home benefits from a desirable flood designation, adding peace of mind to its list of attributes. Key Vista’s community amenities include a fitness center, tennis courts, volleyball courts, heated pool & spa, and playground, ensuring a lifestyle of leisure and activity. Strategically located, this home is minutes from stunning beaches like Howard Park and Sunset Beach, and a short drive to the Gulf of Mexico, Honeymoon Island State Park, and Caladesi Island. Its central location near schools, restaurants, shopping, and medical facilities makes it ideal for any lifestyle. Tampa International Airport and major thoroughfares are easily accessible, providing convenient travel and city access. Further enhancing its appeal, the home boasts a fully automated irrigation system, new window treatments, recessed lighting, and a handy inside utility room. The spacious 2-car garage offers ample storage. The modest HOA fee covers gate access, cable TV, internet, and recreational facilities. Available for showing by appointment, this Key Vista gem is a rare opportunity to own a slice of Florida paradise. Room dimensions and HOA details are to be verified by the buyer. Don’t miss the chance to indulge in a lifestyle where luxury, nature, and convenience harmoniously coexist in this beautifully crafted home.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 35 x 26 x 130 x 51 x 141
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2003
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,758
  • Acreage: 0.16
  • Lot Size: 35 x 26 x 130 x 51 x 141
  • Est. Taxes: $4,393
  • HOA Fee: $121 Monthly
  • Lot Desc: Conservation Area, Cul-De-Sac, In County, Level
  • View: Trees/Woods
  • Elem. School: Gulf Trace Elementary
  • Middle School: Paul R. Smith Middle-PO
  • High School: Anclote High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: T3495629
  • Days on Market: 334 days
  • Website: https://www.raveis.com
    /prop/T3495629/2230indiankeydrive_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 3:17:11 PM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2230 Indian Key DRIVE, Holiday, FL, 34691

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $366 $366 $366
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,291 $2,260 $2,867
Total Monthly Payment $2,732 $2,701 $3,308

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.