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4405 Golf Ridge DRIVE, Elkton, FL, 32033 | $387,000
COME LIVE YOUR DREAM LIFE IN THIS GOLF COMMUNITY WITH NO MAINTENANCE FEES!! This is an amazing community with beautiful views of the golf course and wildlife. This 3/2 split plan has hard wood floors, separate dinning room area, kitchen with breakfast table nook and also counter top seating, living room with high ceilings and a brick floor to ceiling fireplace, primary bedroom and bathroom with shower, garden tub and double vanity, indoor laundry, NEW HVAC 2023, water heater 2021, upgraded Stainless Steel kitchen appliances 2020, roof in 2014, 20x21 double car garage with prewired exterior 50 AMP, house generator hook up, Leviton Decora dimers, led lights, ceiling fans and double pane storm windows throughout main house. 12x26 Florida room with 100+ MPH vinyl windows and air conditioning. Needs some TLC,
but comes furnished with rich wood poster beds, matching dressers, expandable dining table with matching china cabinet, office desk and cabinet to work from home, wood TV cabinet, leather sofa, enclosed rear patio with tile flooring, back yard with metal garden fence and north view of the golf course! VA loan has a possibility that it may be assumable.
The St. Johns Golf Course, a championship course with 18 holes surrounded by towering pines and beautiful ponds is only one mile west. SJGC has a Pro Shop and a newly remodeled restaurant with bar and interior seating and exterior tables and seating on the deck with beautiful golf course views. DON''T MISS THIS OPPORTUNITY!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Traditional
- Year Built: 1993
- Garage: 2-car Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 1,561
- Acreage: 0.27
- Est. Taxes: $3,178
- Lot Desc: Sidewalk
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer
- MLS#: NS1080308
- Days on Market: 227 days
- Website: https://www.raveis.com
/prop/NS1080308/4405golfridgedrive_elkton_fl?source=qrflyer
Listing courtesy of COLLADO REAL ESTATE Phone: 386-427-0002
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4405 Golf Ridge DRIVE, Elkton, FL, 32033
$387,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $309,600 | $309,600 | $309,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $265 | $265 | $265 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,112 | $2,058 | $2,611 |
| Total Monthly Payment | $2,452 | $2,398 | $2,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388