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Distinctive Cooperstown rambler, true mid-century classic American home. 6+ ac near Otsego Lake. 1-story brick offers open concept layout in tranquil wooded setting. 4 bdrms, 3 bthrms, hm offc, 2 decks. Elegant lvng rm w handsome black brick hearth & doors to deck. Prmry ste private retreat w bath, hall of closets & doors to deck. Formal dng rm w bespoke red fabric wall treatments & window to wooded acreage. Well-designed kitchen w chef's dream peninsula, copious counter space & freshly painted glass-door cupboards. Spacious bkfst area, w windows. Sunken family room, library-themed guest bdrm, + full bathroom. Laundry, storage, a full bsmnt & 2-car+ dtchd grg. Wooded acreage creating sense of total privacy, (invisible fence). Near Leatherstocking Golf Course & Otesaga Hotel, The Farmers' Museum & Fenimore Art Museum, shops, bars, & restaurants, The Baseball Hall of Fame, & Alice Busch Opera Theatre/Glimmerglass Festival. Close to everything, yet, w a great sense of privacy.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
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For homebuyers and sellers, our Attorney Network:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.146% | 6.256% |
Monthly Tax Payment | $1,080 | $1,080 | $1,080 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,060 |
Total Monthly Payment | $5,164 | $5,160 | $6,232 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.