Move-in Ready !! Seller offering up to $10, 000 as concessions for buyers closing costs. Welcome to your dream sanctuary in MiraBay! This stunning two-story home, built in 2022, invites you to experience a lifestyle of luxury and comfort. With 4 bedrooms, 3 baths and an office, this residence boasts an open floor plan that seamlessly blends modern design with functionality.
Step inside and feel the family atmosphere this home provides for both relaxation and entertainment. Once entering the Living room, Kitchen area you will be captivated by the abundance of natural light that dances through the strategically placed windows, illuminating every corner of this space. The living room, adorned with neutral tile and color palette, provides the perfect backdrop for both cozy family gatherings and stylish entertaining. The kitchen is a chef's delight, featuring state-of-the-art appliances, sleek countertops, and ample storage space. Cooking has never been so enjoyable, and the adjacent dining area provides the perfect setting for memorable family meals or hosting friends.
This residence offers four bedrooms, each designed with your utmost comfort in mind. The master suite is a sanctuary of tranquility, complete with a spacious walk-in shower and vanity with 2 sinks, and a walk-in closet that will satisfy even the most avid fashionista. The additional three bedrooms and a lcozy loft, are spacious and versatile, accommodating any lifestyle or need. With three baths, there will never be a morning rush, ensuring everyone starts their day on the right note. Modern fixtures and tasteful finishes add a touch of elegance to the bathrooms, transforming daily routines into moments of indulgence.
The allure of this property extends beyond its interior. Step outside into your own private oasis – a fully fenced backyard provides privacy and is large enough to fulfill the landscaping dreams you may have. Whether you envision a lush garden, a saltwater pool, a relaxing patio retreat, or a play area for the little ones, the possibilities are endless.
This home isn't just a living space; it's a canvas waiting for your personal touch. Imagine the memories you'll create, the laughter that will fill the air, and the joy of calling this place home. MiraBay, the picturesque community where this home resides, adds an extra layer of allure. This waterfront neighborhood offers a resort-style atmosphere with amenities such as a clubhouse, pool, and multiple sports options. Enjoy the coastal lifestyle with the convenience of local shops, dining, and entertainment just moments away. Mirabay is the premier, waterfront, boating community featuring a clubhouse with a cafe, full liquor license, fitness center, swimming pool, slide, clay tennis courts, basketball, parks, and playgrounds. This resort-style community has a community clubhouse, resort-style Olympic swimming pool, 136 ft water slide, parks, 3 playgrounds, gym, cafe with a full liquor license, basketball courts, tennis courts, fitness center, 135-acre lagoon where you can rent kayaks and paddle away, and much more. You will feel like you’re living in a 5-star resort! This community has it all. Please be advised that there may be audio and video surveillance on site.
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Our Executive Mortgage Banker:
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$512,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $409,600 | $409,600 | $409,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $870 | $870 | $870 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,725 | $2,691 | $3,454 |
Total Monthly Payment | $3,687 | $3,653 | $4,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.