Ask how you can potentially qualify for a FIXED INTEREST RATE of 4. 99%. BEAUTIFUL NEW SPIRE HOME that is ready for you now! With rent-able horse stables in the community, this is an equestrians dream home. This 1 story home is perfectly placed on 1 acre of land backing up to the white picket fenced horse riding trail. Clearview Estates is a highly sought after and unique neighborhood where almost every home is on a minimum of 1 acre. Roughly 3 miles of white picket fenced horse riding trails are stretched throughout the hilly community. Approaching the home you will see it is essentially a model home with a very tall and grand entryway. Enjoy your high ceilings throughout the home coupled with tall 8 foot doors. This popular model has a huge open floor plan of a large kitchen, family room, and dining room all with views into your backyard. The kitchen features quartz countertops, an island with a breakfast bar that seats 4, subway tile backsplash, soft close cabinets with underlighting, and a huge walk-in pantry. This home has luxury waterproof vinyl flooring in all the common areas. The master bedroom has both a frameless glass shower and his/her sinks. Fall in love with the HUGE 10 by 8 walk-in closet. Your other two bedrooms are split off on the other side of the home and share a bathroom. Not only does this spacious home have 3 big bedrooms, but also a oversized home office/den by itself in the front of the home. The LARGE garage measuring almost 26 feet deep on one side perfect for truck parking or work bench station and has high ceilings for more storage. You also have an EXTRA LARGE covered lanai to enjoy your spacious backyard with plenty of space for a pool. No CDD fees and NO FLOOD INSURANCE in this quaint pocket with low HOA fees. This home is in the perfect location for you if you are looking for a large upgraded one story new build by one of the area's top builders! We even have 3 other models/sized homes in this community. Save a horse live in Clearview.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $34 | $34 | $34 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,452 | $2,419 | $3,070 |
Total Monthly Payment | $2,561 | $2,528 | $3,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.