WHY WAIT TO BUILD or to add pool? Almost new 3 bed, 3 bath PLUS pool home on oversized lot, located in Harbor West, gated community in Port Charlotte/South Gulf Cove area. Popular Lennar Venice floorplan, built in 2021, with impact glass in windows/sliders means lower insurance and less maintenance costs.
Open and flexible floorplan with 3 beds, 3 full baths and lots of storage! Spacious bedrooms with master suite including two walk-in closets, dual sinks in bathroom and oversized walk-in shower. Granite in kitchen and both bathrooms. Stainless appliances in kitchen, which features large island overlooking dining room and family room, perfect for entertaining. Corner pantry and white cabinets provide plenty of storage. No carpet, oversized diagonal tile throughout home.
One of the largest lots in community with water view at front and back of home. Enjoy morning sunrise from covered porch or sunsets from lanai! Pool area features pavers, spa integrated into pool and cage was replaced after Hurricane Ian with full 3-side panoramic screens, to make the most of water views. Minimal damage from Hurricane Ian, repairs completed.
VA BUYERS! Seller's loan is assumable with low interest rate, below 3%!
Discover Harbor West, newer gated community within South Gulf Cove. Small, friendly community with some homes on boatable water, all homes overlooking lake or canal and community mailbox area to meet your neighbors. 2 access gates provide easy access for residents. Beautiful homes with tile roofs, landscaping and low HOA fee which includes lawn maintenance.
Close proximity to Englewood, Boca Grande, Port Charlotte and North Port with Wellen Park dining and activities including Braves Spring Training. Beaches at Englewood, Manasota Key and Boca Grande are all in easy reach along with restaurants, shopping, cycle trails and multiple golf courses including Rotonda West Country Club with 99 holes of golf. This is one of the best kept secrets - fast growing area which still retains small town charm.
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Our Executive Mortgage Banker:
Our Insurance Division:
$494,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $395,200 | $395,200 | $395,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $504 | $504 | $504 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,629 | $2,627 | $3,389 |
Total Monthly Payment | $3,208 | $3,206 | $3,968 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.