New price is below appraised value. Appraisal available upon request. Welcome to your new home in the much sought-after, premier 55+ community On Top of the World in Ocala, Florida! Nestled between 2 popular golf courses, this spacious Quincy model is move-in ready, offering a perfect blend of comfort, style and a maintenance free lifestyle (exterior). As you approach, the attention to detail is evident with a freshly pressure-washed exterior, a brick-pavered driveway, and a walkway surrounded by charming hardscapes.
Safety and preparedness are top priorities here and this home certainly ready! The Pella double pane windows not only add peace of mind, but they also keep the home energy efficient. The 2020 roof, 2021 HVAC, and 2020 tankless hot water heater have all been updated in recent years, providing modern efficiency and reliability. The wholeshouse generac provides great peace of mind during the storm season.
Step inside through the elegant double door entry with storm doors, and you're greeted by an open, flexible office space adorned with built-in shelving and desks. The home is tiled with porcelain in the main living areas, creating a seamless and easy-to-maintain environment.
The main living areas boast vaulted ceilings, recessed lighting, and updated fixtures, setting the perfect atmosphere for entertaining. The kitchen is a chef's delight, featuring Corian counters, a large bar area for entertaining, tiled glass backsplash, soft-close cabinets, and stainless-steel appliances, including a gas range.
Expand your living space with the enclosed and air-conditioned (additional 256 sq ft under air that is NOT included in the living square footage) Florida room, equipped with heat and air for year-round enjoyment. French doors from the living area lead to a rocked courtyard, adding a touch of outdoor charm.
The large master bedroom is a retreat with a walk-in closet featuring custom built-ins. The master bathroom has been tastefully updated with a new tiled walk-in shower, double sink vanity, and a comfortable height toilet. The second bedroom is ideal for guests, offering a walk-in closet with custom built-ins, and the guest bath features a therapeutic tub with jets and a shower. This is a fully ADA-accessible home in the maintenance-free area of On Top of the World.
Additional features include plantation shutters, custom blinds, tiled baseboards, chair rails, and more. This home is a true gem, and it's ready for you to make it yours. With unmatched amenities, On Top of the World Communities is the leader of 55+ recreational activities in retirement communities in Florida, in both quantity and quality. Don't wait – call today to schedule your appointment and experience the best in 55+ living and home to an endless stream of concerts, parties, happy hours, and social get-togethers. Live life to its fullest with more than 175 resident clubs, 3 golf courses and social and service organizations.
The best days of your life are yet to come at On Top of the World!
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Our Executive Mortgage Banker:
Our Insurance Division:
$324,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,600 | $259,600 | $259,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,749 | $1,725 | $2,189 |
Total Monthly Payment | $1,912 | $1,888 | $2,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.