Seller willing to help buyer buy down interest rate. Welcome to your dream home in the highly sought-after neighborhood of Town and River! This stunning single-family home boasts 3 spacious bedrooms and 2 luxurious bathrooms. Step outside and be greeted by your very own in-ground pool looking over the lake, perfect for those hot summer days and entertaining guests. The kitchen is a chef's delight, featuring elegant granite counters and top-of-the-line stainless steel appliances. Enjoy breathtaking view of the sunrises from your patio overlooking the lake, creating a serene and tranquil atmosphere. Rest easy knowing that your home is equipped with electric storm shutters, providing peace of mind during hurricane season. The newer roof (2019) and whole house water filtration adds to the overall value of this property. Cozy up by the real wood fireplace on chilly evenings, creating a warm and inviting ambiance. The walk-in closets offer ample storage space for all your belongings. This home is situated on an oversized lot, providing plenty of room for outdoor activities and boasting a beautiful lake view. The plantation shutters add a touch of elegance and privacy to every room. Conveniently located near restaurants and shopping.
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Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,178 | $4,227 | $5,363 |
Total Monthly Payment | $4,688 | $4,737 | $5,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.