MINT/MOVE-RIGHT-IN CONDITION, FULLY RENOVATED STUDIO with modern style and finishes that is priced to sell (Originally $449K). Featuring an open kitchen with black granite counters, LG, GE and Haier stainless appliances (including a dishwasher) and white wood cabinetry, Apartment 9K is complemented by custom closets, neutral floors and ornate base molding. Among the marble bathroom's amenities are a rain shower, sliding glass doors and a tank toilet. This immaculate, north-facing residence is pin drop quiet. MAINTENANCE is 60% TAX DEUCTIBLE and INCLUDES BOTH ALL UTILITIES (NO ELECTIRC BILL FOR AC!) ) and ALSO, A SPECTRUM CABLE BUNDLE WITH BOTH WIFI AND HBO. Please note there is a $45. 61 monthly operating expense assessment, ending January 31st, 2025, that will be credited by the seller at close of sale.
Built in 1959 and a coop since 1986, Gotham Towne House is an outstanding, full-time doorman residence with high shareholder ownership, strong financials, ;subleasing for five years (after 1 year), a modern lobby, new elevators, new hallways currently being installed (see rendering), BuildingLink (resident email notification), natural gas heat, a large laundry, complimentary suitcase & bike storage and a huge parking garage. Co-purchasing and secondary homeownership are permitted. Cats are welcome as well as service and emotional support animals. Gotham Town House is in the center of everything the East Fifties have to offer: Whole Foods & Trader Joe's, Equinox, Crunch and Blink Fitness centers, Home Depot, a 24 hr. Duane Reade pharmacy and market, dozens of Citi Bikes and the subway hub for all East side and West side trains; all, no more than 3 blocks away. . . . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,962 | $2,489 |
Total Monthly Payment | $2,039 | $2,037 | $2,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.