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Under contract-accepting backup offers. Buyer may qualify for $75k in down payment assistance for this property. Welcome to East Lake Woodlands a highly desirable master-planned golfing community in Oldsmar. Enjoy coming home to 24-hour gated security, driving through park-like settings with serene lakes, scenic biking and walking trails, golf courses and a heated pool in the winter for year round enjoyment. You also have optional memberships to enjoy the golf curse, recreational areas, clubhouse, restaurant, fitness and more. Inside the home you will be wowed by the beautifully remodeled kitchen featuring two tone cabinets, quartzite countertop and stainless steel appliances including a Wi-Fi refrigerator. The open floor plan is great for entertaining which flows right out to the screened in patio through the sliding glass doors off of the living room. Majority of the home has been updated with Parkay Laguna XPR flooring. If you love closet space you will absolutely love the primary bedroom in this home. It has two walk-in closets and a bonus closet. Besides being spacious you have a peaceful view from the large window and sliding glass door that leads out to the screened in patio. More highlights include the new roof in 2017, updated cabinetry in both bathrooms, plantation shutters, updated washer and dryer, and an assigned covered parking spot. The HOA fee covers the guard, building, roof, grounds, community pool, water, trash & sewer so you can truly enjoy maintenance-free condo living. Outside the community you are within close proximity to shopping, dining, a movie theater and the Oldsmar Recreational Sports Complex. This is an all ages community and pets are welcome with restrictions. Come experience everything East Lake Woodlands has to offer!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,240 | $1,240 | $1,590 |
Total Monthly Payment | $1,545 | $1,545 | $1,895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.