SELLER IS OFFERING $5, 000 in closing assistance.
NOW NOT IN A FLOOD ZONE!! Please see attached document on MLS per lender flood insurance is no longer required.
HOA fee includes exterior maintenance, roof, insurance, water, sewer and trash, pest control and recreational facilities.
This is a First-floor condo.
It has new quartz and tile in kitchen and bathroom.
It also has remodeled kitchen.
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Welcome to your cozy retreat in the heart of Palm Harbor, Florida! This lovely 2-bedroom, 2-bathroom condo offers a comfortable living experience spanning 1, 220 square feet. Tucked away in a peaceful community, this home promises a laid-back lifestyle with the added convenience of maintenance-free living.
Upon entry, you'll find a welcoming open floor plan that seamlessly connects the living, dining, and kitchen areas. Natural light fills the space, creating a relaxed and inviting atmosphere. The kitchen is well-equipped with modern appliances, plenty of storage space, and a convenient breakfast bar – perfect for casual meals or entertaining friends.
The master suite provides a peaceful escape with its ample space, private en-suite bathroom, and soothing water views through large windows. The second bedroom is versatile, suitable for guests or as a cozy home office. Both bathrooms are tastefully designed with contemporary finishes, adding a touch of elegance to the home.
Step outside to your private porch and take in the serene water views. This outdoor space is ideal for enjoying your morning cup of coffee, unwinding after a busy day, or simply enjoying the beauty of the surroundings.
Don't miss the chance to make this Palm Harbor retreat your own – a place where comfort meets tranquility, offering a slice of paradise in the heart of Florida. Schedule a showing today and discover the joys of waterfront living in this charming community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,445 | $1,462 | $1,855 |
Total Monthly Payment | $1,858 | $1,875 | $2,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.