12400 Banbury AVENUE, New Port Richey, FL, 34654 | $224,000

NO SINKHOLE, NO EXPENSIVE FLOOD INSURANCE (NOT AE ZONE), NO HOA (NOT ONLY FEES BUT ALSO CONTROLLING RULES)! REAL 3/2/1 WITH FENCED BIG LOT, GREAT INVESTMENT DEAL! current one yr lease of $1600/mo till 8/31/25, that's $19, 200 guarantied on the way, $3200 CASH WILL BE TRANSFERRED TO BUYER AT CLOSING WITH LEASE AGREEMENT TRANSFERRED, it means buyer has to honor the lease to let tenant stay in the house till 8/31/25, IT ALSO MEANS YOU GET $19, 200 OFF THE LISTING PRICE WHICH WILL MAKE THIS HOUSE LIST AS $204, 800. after seeing so many 2/1, 2/2, 3/1(already including 3rd bedroom was converted from garage), you'll really like this real 3/2/1, 3 bedrooms for more family members, 2 bathrooms for family members to avoid lining up for using bathroom, 1 car garage for you to put mowing and work tools, value is also in very big, fenced front and back yards for your trucks, trailers and boats. a comfortable single family (not mobile) house with NEW exterior paint, roof, garage door and opener, water heater, well pump and water treatment system (not only softening water, but also getting heavy iron out too), Newer AC and ceiling fans. cathedral ceiling, all tiled and no carpet at all for easy take care of, fans in living and every bedroom, AC was served recently, master bedroom is big enough to hold two king size beds or use as bedroom and office at same time, it also has its own bathroom, garage has washer & dryer hook up, it's in the beautiful Moon Lake park area, Moon Lake Park opens 7 days a week from dawn to dusk, boat ramp closes a half hour before the park closes. house is also 15 minutes to Port Richey Waterfront Park for you to get directly to Gulf of Mexico, dining and all entertainments, you can rent boat, jet ski, or take the SunCruz to the ocean, fancy restaurants to dine in with music, 15 minutes to Super Walmart and Gulfview Square Mall too for easy shopping, house has good school system and is close to all major routes, built in 1985, so, no worries for the lead.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1985
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,128
  • Acreage: 0.24
  • Est. Taxes: $1,889
  • Appliances: Electric Water Heater, Range, Range Hood, Refrigerator, Water Softener
  • MLS#: O6174200
  • Days on Market: 252 days
  • Website: https://www.raveis.com
    /prop/O6174200/12400banburyavenue_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 2:38:28 PM)
Listing courtesy of CAPITAL HOMES INC   Phone: 800-642-0668

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12400 Banbury AVENUE, New Port Richey, FL, 34654

$224,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $179,200 $179,200 $179,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $157 $157 $157
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,192 $1,177 $1,511
Total Monthly Payment $1,424 $1,409 $1,743

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.