Investor Agent did not perform! Their loss is your gain! HUGE PRICE REDUCTION! MOTIVATED SELLERS! This entirely fenced in compound (NON-HOA) sits a stone’s throw to Lemon Bay & Don Pedro, while being directly across from Palm Island Ferry and abuts the 33-acre Charlotte Harbor State Preserve. This unique private coastal Florida 3-bedroom, 2 ½ bath UPDATED SFH sits on a 0. 35 acre, DOUBLE oversized corner lot (15, 235 SqFt) with a detached Studio/Guest House AND another detached Casita (workshop/shed). All 3 units are completely under-air! This property has the Old Florida character and charm with an abundance of upgrades and limitless opportunities! Updates include: BRAND NEW IRRIGATION SYSTEM FOR PROPERTY (2023); NEW 50 GAL HOT WATER HEATER (2023); NEW INTERIOR & EXTERIOR PAINT (2022); NEW PAVERS (2022); NEW MINI-SPLITS added to Guest-House and Workshop (2023); NEW WHOLE HOUSE WATER SOFTENER SYSTEM; NEW KITCHEN R. O SYSTEM; NEW LANDSCAPING (nearly 200 plants, over 50 hibiscus!); 5-yr NEW SHINGLE ROOF; BRAND NEW FRONT SCREENED LANAI; IMPACT WINDOWS (all 3 dwellings); NEW IMPACT FRENCH DOOR (off kitchen); NEW POOL PUMP; Blown insulation in attic; NEW ELECTRICAL PANEL; Septic pumped 2023; updated kitchen with granite countertops; wooden cabinetry featuring crown molding, glass shelving, tile backsplash, stainless steel appliances, pantry closet and a tall counter perfect for entertaining or enjoying a Vino! All bathrooms are newly updated with full tile and glass showers, new vanities and new high toilets. The spacious Primary en suite has French doors opening out to the new paver patio with the 10x5 bobbing POOL. This is the most relaxing Pool you'll ever see, complete with mosaic tiles! There is even a custom-built outdoor shower (to rinse off from the beach). This tropical backyard is more of an Oasis and has plenty of room for ALL of your outdoor toys- RV, boat(s), Jet-skis, kayaks, etc. ! The Studio/Workshop and Casita are BOTH FULLY INSULATED, impact windows and equipped with their own mini-splits! Conveniently located to multiple marinas, restaurants, Publix; walking distance to the water taxi to Rum Bay, the Palm Island Ferry, Don Pedro Island/Kayak Launch, Cape Haze and more! Only a short distance to Boca Grande! This is a MUST SEE property! Motivated Sellers! If you have been searching for a unique property, well here it is! You will not find this again, call today for your private showing!
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $522 | $522 | $522 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,367 |
Total Monthly Payment | $3,286 | $3,250 | $3,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.