Location Location Location! Welcome home to 21191 Cottonwood Avenue, Port Charlotte, FL 33952, a 4 bedroom, 2 bath, 2 car garage, freshwater canal home in the heart of Port Charlotte. Primary Bedroom which runs the entire length of the home, with vaulted ceilings, generous sized, dual walk-in closets. The primary suite also has a surprise room on the pool side with two sets of sliding glass doors that surely help bring the outdoors, in! The bathroom offers dual vanities on opposing sides of the room, tub, walk-in tiled shower. East side of the home beyond the kitchen and living room are the three guest bedrooms each with their own walk-in closets. The guest bathroom with new granite counter, walk in tiled shower also has a door to the lanai. From the lanai you'll enjoy the freshwater canal view! Other features of this property include a brand-new roof, new lights, new stainless-steel appliances, new granite counter, freshly painted inside, new flooring and much more. This home is centrally located in SWFL near gulf beaches, golf courses, boat ramps, shopping, dining, close to US41, I75, medical care, entertainment, waterfront parks, fishing piers and much more! This home is ready for your buyers!
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Our Executive Mortgage Banker:
Our Insurance Division:
$413,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $330,800 | $330,800 | $330,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,201 | $2,199 | $2,836 |
Total Monthly Payment | $2,477 | $2,475 | $3,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.