405 KERLEY CORNERS Road, Tivoli, NY, 12583 | $224,000

Sweet and cozy home on 1. 4 acres in highly desirable Red Hook school district. Located on a nice back road not far from Tivoli and Red Hook villages, this newer manufactured home is perfect for a first time buyer, downsizing family, or buyer looking for an affordable home to grow into on this fabulous piece of land with seasonal Catskill mountain views. Three bedrooms and full bath with tub. Open eat in kitchen and large living area. Home is set back and has wonderful curb appeal with plantings and added mudroom to walk into. Currently rented out and would make a great continued investment property, affordable weekend home in the country, or full-time residence for a local looking to stay in the Red Hook area. , AboveGrade: 900, FLOORING: Laminate, FOUNDATION: Concrete, Slab, OTHERROOMS: Breezeway, ROOF: Asphalt Shingles

Features

  • Bedrooms: 3
  • Baths: 1 full
  • Year Built: 1998
  • Cooling: None, Wall/Window Unit(s)
  • Basement: None
  • Approx Sq. Feet: 900
  • Acreage: 1.4
  • Est. Taxes: $3,314
  • Lot Desc: Views, Level
  • View: Mountain(s)
  • Elem. School: Mill Road-Intermediate(grades 3-5)
  • High School: Red Hook Senior High School
  • School District: Red Hook
  • Appliances: Dryer, Refrigerator, Washer
  • MLS#: 418684
  • Days on Market: 236 days
  • Website: https://www.raveis.com
    /prop/418684/405kerleycornersroad_tivoli_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Mondello Upstate Properties   Phone: 845-758-5555

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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405 KERLEY CORNERS Road, Tivoli, NY, 12583

$224,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $179,200 $179,200 $179,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $276 $276 $276
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,207 $1,191 $1,511
Total Monthly Payment $1,558 $1,542 $1,862

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.