Located in the center of Stanfordville, in upstate Dutchess County NY, this Hudson Valley opportunistic open development area is now available. The entire 5. 02 acres are usable and zoned Rural Center with mixed use (commercial and residential) possibilities. The site is entered on an existing DOT approved road to a deeded 25' wide right of way to the property. The land is sub dividable and currently wooded with some partial clearing. A satisfactory soil/perc analysis for septic system is in place with documentation. The sand/gravel on the parcel provides excellent drainage. Nearby is a mix of residential homes, Pharmacy, Office/apartment building, Library, Farm Market, and Hardware store. This is nearby to the towns of Rhinebeck, Millbrook, Pine Plains, Millerton and more. All this is just two hours from New York City and is also accessed via Metro North in Poughkeepsie or Wassaic and Amtrak in Rhinebeck. , DOCUMENTS: Drawings, Subdivision Approval, IMPROVMNTS: Drive, Wooded Acres: 4. 00
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,994 | $2,530 |
Total Monthly Payment | $2,096 | $2,069 | $2,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.