A MUST-SEE home in the sought-after Wakefield neighborhood of the Bronx! This spacious and charming single-family residence is a true gem, with plenty of space to offer! Step into the heart of this home and you are greeted by a large, open living & dining room, with easy access to the kitchen from the dining room. The first floor is perfect for any entertainer. Up on the second level, you will find 3 generously sized bedrooms - each filled with tons of natural light. . The second level also boasts a full bathroom, ensuring convenience for your entire household. The lower level of this home is finished as a large open space but it is brimming with potential for an office or in-law suite. The perfect canvas for anyone looking to create their own personal sanctuary. The lower level also has a second full bathroom and walk-out access from the front and back of the home. Outside, you will to discover a two-tier backyard that's perfect for entertaining, relaxing, gardening, or soaking up the sun. This outdoor oasis enhances the overall appeal of the property, providing a private retreat for you and your loved ones. This home is located close to banks, restaurants, schools, public transportation, supermarkets, and the Bay Plaza Shopping Center. Don't miss out on the chance to experience the best of Bronx living in a house that you can make a home. Additional Information: HeatingFuel: Oil Above Ground, Appliances: Electric Water Heater
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $487 | $487 | $487 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,110 | $4,013 |
Total Monthly Payment | $3,772 | $3,689 | $4,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.