12116 Cactus DRIVE, Hudson, FL, 34667 | $111,900

Come and see how you can make your dreams come true in the highly sought-after neighborhood of Ponderosa Park where you own the land your home is on! Plus, HOA fees are only $250 per year in this over 55 community!! And let's not forget you can bring your fur babies too (see HOA restrictions, no weight restrictions). This adorable oasis with its gorgeous laminate flooring that was recently updated as well so this piece of paradise is all set so you can come and live a life with little to no work inside or out. You have to come and check out this hidden gem before its gone! The lanai is wonderfully spacious and open allowing you to spend your time inside or out in comfort. If you enjoy the perks of being in an HOA, you will love this community full of friendly neighbors that enjoy chatting, walking their dogs, helping one another out and hanging out at the clubhouse. And let's not forget that heated pool, this is where the fun begins! Such an active community center with ice cream socials, pancake breakfasts, dinners, dances, you name it they plan to have it. This community is close to shopping, restaurants, medical, beaches, the Gulf of Mexico, so come start living your dreams!!

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Outside
  • Year Built: 1974
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 692
  • Acreage: 0.1
  • Est. Taxes: $1,373
  • HOA Fee: $250 Annually
  • Adult Communities: Yes
  • Elem. School: Gulf Highland Elementary
  • Middle School: Hudson Middle-PO
  • High School: Fivay High-PO
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: W7861352
  • Days on Market: 181 days
  • Website: https://www.raveis.com
    /prop/W7861352/12116cactusdrive_hudson_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 7:47:09 PM)
Listing courtesy of WEICHERT REALTORS FL TROPICS   Phone: 352-688-7997

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12116 Cactus DRIVE, Hudson, FL, 34667

$111,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $89,520 $89,520 $89,520
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $114 $114 $114
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $603 $595 $755
Total Monthly Payment $792 $784 $944

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.