Welcome to your new condo!!!!! This is the one. Priced to sell. . . . . look no further. Located in the heart of Port Charlotte in the spectacular area of Charlotte Square. This community boasts 9 buildings in this 55+ maintenance free community. Essex House is a 1 bedroom, 1 bath, second floor, end unit condo. To be sold with living room couch only. Elevator & lift in the building. This condo has many many upgraded features. Completely refurbished with new hurricane impact windows in 2022, new roof 2022, HVAC replaced in 2018, water heater & electrical panel replaced in 2019. All new laminate flooring throughout. Custom tile counter tops in the kitchen with tiled back splash, soft close cabinets and new stainless steel appliances. Freshly painted throughout and new blinds. Living room has built in storage as well as extra built in storage cabinets on the enclosed lanai. Walk-in shower. Conveniently located on the ground level interior coin operated washer & dryer. This condo did not sustain any damage from Ian. Lots of amenities on site with two pools, outside seating gathering area, BBQ area, shuffle board, tennis courts/pickle ball, bocce ball and community events. Assigned and locked storage unit comes with your deeded & covered parking has been completely updated with block construction. Walking distance to area shopping, Dr. offices, hospital & dining. Minutes to the new attraction of Sunseekers with lots of dining experience and entertainment and close enough to three major airports plus the areas best kept secret, Punta Gorda airport. All assessments have been paid by the seller. . . . . don't let this one get away.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,600 | $111,600 | $111,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $97 | $97 | $97 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $752 | $742 | $941 |
Total Monthly Payment | $924 | $914 | $1,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.