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Welcome Home to this three bedroom, two bathroom second floor condo located in The Preserve on Anastasia Island. Beautiful palette of color and light throughout. Kitchen with newer appliances, large pantry and breakfast bar. Kitchen overlooks gathering room. Spacious living room. Master bedroom with en-suite bathroom with beautifully updated walk in shower with glass doors. Two master closets. Split plan with laundry room off the hall. Two additional bedrooms with a full bath with updated walk in shower. Freshly painted and ready for new owner! Screened lanai to enjoy your morning coffee, reading space, plants, etc. Storage room off the lanai to store some beach chairs since you are a little over a mile to beautiful St Augustine Beach! Newer AC, water heater, disposal and refrigerator. Brand new roofs installed in the community in 2023 which helps keep your insurance down! Clubhouse, pool, 24 hour fitness center, indoor basketball court, business center, bicycle parking, community boardwalk with picnic tables and grills. Car wash and vacuum area. One of the nicest communities on the island! Great price for a three bedroom on the island! Nearby green markets, Amphitheatre, restaurants, grocery shopping and more! Close to Flagler Hospital, University of St Augustine and historic downtown. All new roofs replaced in 2023 with no special assessments. Best priced 3 bedroom condo on the island!
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Our Executive Mortgage Banker:
Our Insurance Division:
$358,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $286,400 | $286,400 | $286,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,930 | $1,930 | $2,475 |
Total Monthly Payment | $2,217 | $2,217 | $2,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.