8608 SW 86th CIRCLE, Ocala, FL, 34481 | $399,000

One or more photo(s) has been virtually staged. NATURE’S WINDOW – IN YOUR BACKYARD!
Bring all offers! FREE 1 Year Home Warranty!

Step into your dream retirement lifestyle with this stunning Sterling II model home, located in the heart of a premier 55+ community. Escape the northern chill and settle into this 2, 449-square-foot sanctuary, featuring 4 bedrooms and 2 bathrooms, perfectly blending luxury and comfort.

A Warm Welcome Home
As you enter, you're greeted by an open-concept great room with tray ceilings and abundant natural light, creating a space that feels as inviting as it is elegant. The kitchen, designed for both functionality and style, boasts a spacious island, ample counter space, and a convenient pantry, making it the ideal hub for gatherings or quiet culinary creativity.

The adjacent lanai (added in 2008) extends your living space outdoors, offering a serene retreat with breathtaking views of a vast, meadow-like expanse. Whether enjoying your morning coffee or hosting friends, this peaceful escape enhances the home's tranquil atmosphere.

A Sanctuary for All
The luxurious master suite features double walk-in closets and a spa-like ambiance, while the additional bedrooms and bathrooms ensure comfort and privacy for family or guests. Thoughtful upgrades, including two solar tubes (installed in 2014) and a new roof (2021), add brightness and efficiency to this already remarkable home.

Living the Dream in On Top of The World
This community offers an unbeatable lifestyle:

World-class amenities: Golf courses, fitness centers, tennis courts, and more.
Convenience: Close to shopping, dining, healthcare, and vibrant downtown Ocala.
Proximity to adventures: Easy trips to Orlando, Tampa, Daytona Beach, and equestrian attractions.
Your Backyard Oasis
A rare gem in a bustling world, this property offers uninterrupted views of a protected wildlife preserve right from your backyard. Say goodbye to crowded developments and hello to your personal breath of fresh air, where nature meets elegance.

Your New Beginning Awaits
Don’t miss this chance to embrace luxury, adventure, and serenity in Central Florida. Welcome to your vibrant new life at On Top of The World (OTOW).

This one-of-a-kind opportunity won’t last long!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Pool, Recreation Facilities, Security
  • Rooms: 4
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 70 x 139
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2008
  • Garage: 2-car Garage Door Opener, Golf Cart Parking, Ground Level, Oversized
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,449
  • Acreage: 0.22
  • Lot Size: 70 x 139
  • Est. Taxes: $3,747
  • HOA Fee: $312 Monthly
  • Lot Desc: Conservation Area, Greenbelt, Landscaped, Near Golf Course, On Golf Course
  • View: Garden, Park/Greenbelt
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Range Hood, Washer
  • MLS#: OM671401
  • Days on Market: 318 days
  • Website: https://www.raveis.com
    /prop/OM671401/8608sw86thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 11:47:08 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8608 SW 86th CIRCLE, Ocala, FL, 34481

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $312 $312 $312
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,205 $2,151 $2,715
Total Monthly Payment $2,592 $2,538 $3,102

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.