8608 SW 86th CIRCLE, Ocala, FL, 34481 | $399,000

One or more photo(s) has been virtually staged. NATURE’S WINDOW – IN YOUR BACKYARD! Bring all offers! Step into your new life in this Sterling II model, nestled within a premier 55+ community. Find yourself in a haven of luxury and serenity, perfectly suited for those looking to escape the northern chill. Your new home spans 2, 449 square feet of elegantly designed space, boasting 4 bedrooms and 2 bathrooms, all tailored for elegance and comfort.
As you enter, the open-concept great room, with its stunning tray ceilings and flood of natural light, warmly invites you to relax and entertain. The kitchen's open layout, featuring a spacious island, keeps you connected with loved ones in the living and dining area, ideal for hosting or enjoying peaceful moments. The lanai (2008), a seamless extension of the living space, offers a peaceful outdoor retreat overlooking a vast green landscape, enhancing the home's tranquil vibe. The kitchen, a dream for culinary enthusiasts, provides ample counter space and a practical pantry for your cooking and entertaining needs. An adjacent laundry room adds convenience, elevating the home's luxurious feel. The master suite, with double walk-in closets, offers a private sanctuary, while the two opulent bathrooms and additional bedrooms ensure comfort and privacy for everyone, embodying true hospitality. Two solar tubes, 2014) with attic fans, add even more brilliance to this home. New roof (2021).
Living in On Top of The World opens up a world of luxury and activity, from golf and fitness centers to tennis courts, all within a secure, maintenance-free community. You're poised to indulge in your passions and enjoy a carefree retirement. With Ocala's rich offerings, from equestrian adventures to excursions in Orlando, Tampa, and Daytona, and the convenience of nearby dining, shopping, and healthcare, your lifestyle is set to be as active or relaxed as you desire.
This Sterling II isn't just a place to live—it's the doorway to a luxurious, adventure-filled retirement in Central Florida. And with the added rarity of a meadow-like open space, this nearly new home with its spectacular view is an opportunity not to be missed. Welcome to your vibrant new beginning at OTOW. Imagine stepping outside your home and being greeted by a sprawling backyard that melts into a protected wildlife preserve. This pasture-like expanse is a rare gem in an otherwise congested community. Leave the “sprawl” behind. Come experience this Breath of Fresh Air.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Pool, Recreation Facilities, Security
  • Rooms: 4
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 70 x 139
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2008
  • Garage: 2-car Garage Door Opener, Golf Cart Parking, Ground Level, Oversized
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,449
  • Acreage: 0.22
  • Lot Size: 70 x 139
  • Est. Taxes: $3,747
  • HOA Fee: $312 Monthly
  • Lot Desc: Greenbelt, Landscaped, Near Golf Course, On Golf Course
  • View: Park/Greenbelt
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Range Hood, Washer
  • MLS#: OM671401
  • Days on Market: 274 days
  • Website: https://www.raveis.com
    /prop/OM671401/8608sw86thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 1:07:57 PM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8608 SW 86th CIRCLE, Ocala, FL, 34481

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $312 $312 $312
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,178 $2,122 $2,692
Total Monthly Payment $2,565 $2,509 $3,079

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.